Legal Practice Re-imagined

Experienced in Simple to Complex Debt and Credit Recovery Solutions

Secure Timely Judgements and Enforcement for Businesses and Individuals

Get in touch with us

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Zero Cost Initial Consultation

Complimentary Initial Debt & Credit Recovery Consultation

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Affordable Letter of Demand

Effective debt recovery starts here, at accessible rates. Send out a cost effective letter of demand today

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Helping you all the way

From Pre Litigation Recovery, to Court Proceedings to Post-Judgment Enforcement

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Review Your Complex Cases

From simple debt collection to intricate cross-border claims, Contigo Law has the experience to tackle cases of any complexity

Helping Businesses to Individuals

Past Cases / Experiences

Commercial Debt Recovery for Businesses

  • Representing institutional lenders in numerous recovery matters (both B2B and B2C)
  • Acting against a Singapore-listed company in respect of a breach of secured bridging loan agreements
  • Acting against Australian-listed company in respect of company loan dispute
  • Assisting Thai client in credit recovery matter
  • Filing Proof of Debt and providing advice on liquidation procedures

Representing Individuals

  • Claiming against individuals in respect of loan agreement exceeding SGD 250,000
  • Acting for Chinese client in respect of a personal guarantee in his favour
  • Defending client against claim for alleged loans to client

Legal Proceedings & Enforcement

  • Assisting clients in debt collection and recovery, including bankruptcy proceedings where necessary
  • Providing counsel on judgment enforcement matters
  • Preparing letters of demand and statutory demands
  • Handling default judgment applications and defending set-aside applications, including drafting relevant pleadings and affidavits
  • Successfully obtaining taxed costs for post-Consent Judgment work
  • Representing clients in default judgment and garnishee proceedings

3-Stage Debt Recovery Process

Our strategic legal recourse approach to debt recovery

Letter of Demand

Our team issues a Letter of Demand at a cost effective rate. If ignored, we pursue civil litigation through the courts, handling the entire legal process to secure court judgments efficiently.

Reach Judgement

When a court makes a decision requiring someone to satisfy a monetary obligation or take specific action, that person is usually given reasonable time to comply.

Legal Enforcement

If someone fails to follow through within the required time, the affected party can take steps to force compliance. This involves the person seeking enforcement taking legal action against the person who didn't comply. Multiple enforcement methods can be requested in a single application, making the process more straightforward and cost-effective. Court judgments can be enforced for up to 12 years from the date of judgment.

Our Team

Our Team

Kelvin Ong

Managing Partner

Kelvin graduated with Second Class (Upper) Honours from NUS Law and ranked 8th out of 476 candidates in the Singapore Bar Examinations.

His practice spans credit recovery, shareholder disputes, and commercial litigation. He has appeared at all levels of court and international arbitration.

Key Qualifications
  • Commissioner for Oaths
  • Member, Law Society of Singapore
  • Member, Singapore Academy of Law
  • Bilingual (English & Mandarin)
  • Former, Associate, Director and Partner of Leading Law Firms

Proven Track Record

Kelvin has handled countless debt recovery matters for both B2B and B2C clients, including major institutional lenders.

His approach combines legal expertise with commercial pragmatism to maximise recovery while minimising costs.

Kelvin and his team focus on three things: fair prices, quick responses, and timely results.

From simple payment defaults to complex cross-border claims, Kelvin's experience spans:

  • Commercial debt recovery
  • Outstanding invoices and trade debts
  • Loan agreement enforcement
  • Personal guarantee claims
  • Bankruptcy proceedings
  • Statutory demand enforcement

View Kelvin's Curriculum Vitae here.

Affordable Legal Services and Fixed Fee Arrangements Available

Contigo Law focuses on accessible legal solutions for individuals and businesses. Our team offers competitive rates for lawsuits to promote genuine access to justice.

Our initial consultation is free.

From letters of demand to litigation, Kelvin and our team are committed to being affordable, responsive and effective.

Contact us on WhatsApp with your enquiries today.

Contigo Law

We are with you every step of the way

We are Contigo Law LLC, a home-grown Singapore-based full-service law firm. Led by Kelvin Ong, who's known to be one of the most responsive lawyers in town. He believes in affordable and timely access to justice.

The term Contigo means with you in Spanish. This is exactly what we intend to do - to be with you, our clients every step of the way.

10 years of experience.
Click for Complimentary Initial Consult today.